Resolved Question

I may be charged by tesco online dvd rental due to returning dvd a day late? Help!?

Ye basically due to incompetent postal service I will be charged as the dvds rented will not arrive back in time to cancel by subscription before the free trial ends. (2 weeks) Is there anyway I could avoid getting charged then they will forget about it because they recieve the dvds like a day later?

I was thinking about withdrawing all the money from my debit card (which is only like £50) and then they can't take the money off me, then will resolve by emails. Will this cause problems? Thanks

Best Answer - Chosen by Asker

i am afraid that this is a lesson of learning for your life..... sadly in this day of age , unless you have hard evidence like proof of posting) or registered delivery ..same sort of thing ) or proof via email on hard drive or recording of phone calls ...like they do to you!.B***rds, then you will simply end up paying more and more through interest ,debt reclaiming agencies etc , court fines .


Its not a judgment apon you , its just the way the world is starting to work .. To think that Tesco`s care about their customers is a joke , its how they make their money (same as most big companies) ... Just pay up and look big and maybe get yur revenge back apon them another day.

Source(s):

There are currently no comments for this question.

Other Answers (2)

• Book in advance.Hear a mental breakdown coming on.Chill.
• You will get bank charges, and still have to pay for the dvd's, if you withdraw all the money

Resolved Question

Are You Looking To Save Money On Your Car Insurance?

Best Answer - Chosen by Asker

F*ck no Bugs

There are currently no comments for this question.

Other Answers (3)

• GoCompare :-)

  Source(s):

• Ah, simples!
• No but I'd like to compare my meerkat!

Resolved Question

Life insurance - help!!!?

my nan passed away a couple of weeks ago of cancer, her life insurance will pay out to cover her funeral costs and should go to my mum who has been her sole carer for 5 years but before they will release funds they are asking for my grandads Signature, although they are not divorced they are separated and not on good terms. is there anyway around this? she did not want him to know she was poorly let alone that she has now passed away. please help!

Best Answer - Chosen by Asker

If they are asking for a signature from your grandfather, that likely means he is listed as the beneficiary. The beneficiary has first dibs on the money and that is undisputable. Even a Will can't turn that over. It's been tried before and it's never been successfully challenged and overturned.

Next of kin means nothing if there is a beneficiary listed. The beneficiary gets it, done deal.

If no beneficiary is listed it will go to the estate and the money will be distrubuted as detailed in the Will. The key in this case is that Will's are public record AND contestable in court. If this is the case with you, where no beneficiary has been listed, you can challenge the Will in court and plead your case that your mother should be getting the money.

Source(s):

There are currently no comments for this question.

Other Answers (4)

• I'm assuming you're in the UK. If she left a will, the money would go to her executor. If she didn't your Mum could apply to the Probate Office for letters of administration and she could collect the money as administrator. Where's there's not much money involved, an insurance company will usually pay out to the next of kin without the need to go to probate. Unfortunately, her next of kin is your Granddad, and without probate, the money goes to him to do what he likes with it. You will need to contact him to see if he will agree to the money being used for funeral expenses. If you don't, he could sue you for delaying his money by not telling him your Nan has died.
• Strictly speaking, the money should go to your grandad as next of kin. Your mother is not entitled to it simply because she was the carer. You say your nan and grandad were not on good terms, but presumably you and your mum get on alright with him. Even if not, my advice would be that either you or your mum speak to your grandad to see if he will agree to your request. I can see no other way around it because it's definitely his money.
• http://lifeinsuranceestimate.info/ has a lot of information on various life insurance providers and has a short form you can fill out if you want and it will give you several different quotes of different companies.

  Source(s):

• It does help provided you do not allow it to lapse. In your particular case, you should seek legal advice. A trip to Citizens Advice Bureau may sor the matter out.

  Source(s):

Resolved Question

RE - Travel insurance.?

I am 72 years of age and wish to have a holiday in Canada, I have discovered that my 'Travel Insurance' wil be DOUBLE someone of 62 years. I work out at a gym twice a week and jog every day (about 4 miles) Isn't doubling my insurance because of my age illegal and ageism discrimination?

Best Answer - Chosen by Asker

If You are in the U.K. I would recommend Direct Line, I have pre existing medical condition, I have always found them reasonably priced on travel insurance !

There are currently no comments for this question.

Other Answers (2)

• no,it's just an actuarial fact,you will likely die much sooner than the 62 year old,regardless of your "workouts"....as a matter of fact,actuarially speaking you are likely to die while working out....never mention that you workout regarding any insurance purchases....it will only increase your cost not decrease it....have a great jog,,,,,
• Nope. All insurance premiums use age as a criteria

Resolved Question

Courier man smashed my cooker?

I got the bargain of a life time on ebay when I bought a double oven range cooker, stainless steel, a real cracker. It was 230 miles from me so I booked a courier. The courier arrived only to tell me it had tipped over and it has smashed both glass doors, dented 2 panels and dented the stainless back splash. I reckon it would be 3-£400 to repair. Now I know I won't get another bargain like this, My question is, does his insurance pay me what I paid for the cooker or do they have to pay for the cost of repair. I don't wont a profit, just my cooker as it was. Thanks.

Best Answer - Chosen by Asker

I would claim for a replacement cooker to the same specification, preferably the same model. Do not claim for what you paid, claim for the value of the cooker in the condition in which the courier picked it up from the seller. Alternatively, you could get a proper quote for repairs and make this the basis of your claim. Also you would need to know any insurance details in the company's contract.

There are currently no comments for this question.

Other Answers (4)

• The courier' insurance has the option of either repairing or salvaging, depending on the cost of repairs vs payment for a replacement cooker. If they elect to salvage (not repair) the unit, they should pay you not what YOU paid, but should pay current market value.
• What you paid should be irrelevant. Their insurance should either pay for a repair or for the cost of a replacement, whatever that may be.
• Its down to the insurance company. Repair it or replace it. Or give you a full refund of what you paid for it.
• They have to return the cooker to its original condition which may entail buying another second hand one .Insurance companies do use sites like Ebay to determine the value of used items so even if you got an absolute bargain you should be able to buy a similar cooker through e-bay with the settlement that they decide on . You could of course being the injured party demand they repair the cooker Ie new glass new splash back and replacing any other damaged parts.It is up to you to decide what you want to do but bear in mind the insurance company will probably offer a ridiculously low first settlement and it may take some time to get what you want.

Resolved Question

Which insurance company will insure a laptop older than 1 year?

And how much will it cost per month. How long before you can claim, and how long is the contract you have to sign with them?

Best Answer - Chosen by Asker

I've no idea, but a 1 year old laptop will almost certainly not be worth insuring, beyond the cover you will get with your household contents insurance.

There are currently no comments for this question.

Other Answers (2)

• The smart way is not to insure it. Get quotes if you can, on a new one if necessary. Then save the same amount of money to a mini cash ISA by standing order. That way you will have money to repair it if needed. But more than likely you will have a tidy sum saved as they rarely go wrong.
• check out safeware.
  It's pretty cheap to insure against theft, maybe $50/yr.

Resolved Question

Can you work without being 16 even if you have a national insurance number?

ok so im 15 and i have my national insurance number and was just wondering if you can work if you have it? anybody know? i live in scotland and my mum said she will try and find me a job if she can so help please!

Best Answer - Chosen by Voters

As far as I know in the UK you have to be at school until you turn 16 but you can work evenings or week-ends if you want to.

I believe that there are limits as to the hours you can work (not after midnight for example) and the types of work that you can do (not in public houses or clubs) but apart from that I think you are ok.

100% 1 Vote

There are currently no comments for this question.

Other Answers (0)

No other answers.