Resolved Question

Can she claim her home insurance?

My friend had just left her house minutes and as by the time she got to the gates at the end of her driveway. The house blew up, they already know that there was at least 2 bombs in the house, the house is completely destroyed. I want to know would there be any reason that she cant claim her insurance . If it matters the house was valued at around €1.67m and about another €1m of contents inside the house. Is there any reason she wouldn't be able to claim

Best Answer - Chosen by Asker

What? Standard home insurance does not cover acts of war or acts of terrorism. If either of these were the cause then the claim would be invalid under the terms and conditions of a standard policy. However, anyone with a property of that value may well have more than standard insurance cover.
So basically we can't give you an answer because it depends on the circumstances and what cover is in force.

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Other Answers (4)

• I am not expert on insurance but if knew there was 2 bomb in house, then it is your responsibility to let know your insurance. You have not clarified about bomb. Is it house built on old bomb sit or any other way. you need to clarify bomb story. If it built on battlefield and you did not know then there is possibility, if not then unable to claim.
• It depends on her policy. Under the most common policy, HO3, acts of war (including civil war, rebellion, or insurrection) aren't covered. But it's going to depend on her policy and what country you're in. She should really contact her insurance agent and go over her policy.

  Source(s):

• Do you live in the Middle East? Bombs in a house? Acts of war may not be covered.
• not a chance
  what where 2 bombs doinh in the house
  she will have to explain th