Resolved Question

Insuring comic collection?

I have a personal comic collection of around 12000 ranging from Silver Age to present, mainly Marvel, I want to insure. Is there a way to go about this without having to individually grade each one? I am in the UK.

Best Answer - Chosen by Voters

You should cover them under a "personal articles policy" (PAP). You may need an appraisal on the set.

Call and ask your agent.

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Other Answers (2)

• Most insurance companies offer additional coverage on their home insurance policies to cover such items. They would of course need an inventory and a cost to replace. You could either insure them as a job lot, or the time consuming task of listing them individually. I recall reading in a copy of Wizard about 18 months ago there is a dedicated insurance policy offer by someone specifically for comics but I can't for the life of me remember.

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• The other answers are correct, and you would really need to make a list of each individual items. If your home insurance policy has a single items clause (most do nowadays) then you would only be paid for any affected items if you suffered a loss or damage, so if half of them were damaged in a flood you'd only get the value of the damaged ones. So it's in your own best interest to get rough estimates of the individual values if you have any that are much more valuable than the rest.

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