Wednesday, December 31, 2008

How can I get contents insurance for a 15th century house?

Resolved Question

How can I get contents insurance for a 15th century house?

I live in the UK and have the priviledge of moving into a gorgeous 15th century house, only thing is, hardly ANYONE will insure us for contents!!

Can anyone help? Do you know of any insurance companies that are competitive as well as giving a good level of cover?

I work for one of the biggest insurance companies in the UK but they can't cover me! :(

Additional Details

Because it is older, fires are more likely to cause more damage and its mroe likely to be easier to be broken into.

THATS why, and no comparison site will quote for any house built before 1850.

And insurance brokers are terrible, the cost the earth and charge extras for things like admin fees etc.

I've managed to get some quotes anyway. Thanks for your help

1 week ago

Best Answer - Chosen by Voters

It does sound like you need a specialist insurer because of the type of property you live in. I think that you better off going to a broker as they are more likely to get you the right cover. Depending on the sum insured some insurers may even carry out an appraisal of the property which will ensure that you are not under-insured.

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Other Answers (2)

  • Go along a town high street and walk into an insurance brokers office, they deal with loads of insurance companies and will know the answer to your question.
    0% 0 Votes
  • Why ever not:? You have doors and windows yes? What has age got to do with it. I lived in a barn and had no trouble at all. What is their reasoning?
    0% 0 Votes

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