Resolved Question

I'm looking for a home insurance for the flat I am renting.?

I tried to get quotes for a few companies online, but they all consider I want to ensure the whole building and not only my flat... Can you advise on a company which would insure my flat and contents, but not the 30 other flats in the building ?

Additional Details

More precisely, do I need to take building cover or only contents cover, as a tenant ?

2 weeks ago

Best Answer - Chosen by Voters

If you renting, you only need contents.

50% 3 Votes

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Other Answers (5)

• I assume you are looking for contents insurance and not buildings insurance? You cannot get buildings insurance for a flat on it's own, this needs to be for the whole building and would normally be included in the service charge for the flat the management company imposes on you.
  
  For contents insurance there a myriad of options, try confused.com as a starting point.
  
  Incidentally as a tenant you are NOT required to get buildings insurance, that is your landlords responsibility.

  Source(s):

  17% 1 Vote
• I am with Age concern, maybe you are thinking of another Company, or maybe they only Insure older people, but I have £10,000 cover on contents only fo £5 per month. You would only need contents insurance anyway, not building also. Good luck.

  0% 0 Votes
• it's called rental insurance. it should cost $12 a month all companies offer it and it should be very easy. go to farmers.com. aig.com travelers.com. amfam.com or whoever has your car insurance.

  0% 0 Votes
• You can easily check your quotes in internet, for example here - homeinsurance.awardspace.us

  33% 2 Votes
• Walk into the nearest insurance brokers shop and ask them.

  0% 0 Votes