Resolved Question

Can I claim for death under a life insurance policy after a quadruple bypass operation?

I have heard that as you technically die during a bypass operation that you can claim for death under a life insurance policy, is this true?

Best Answer - Chosen by Voters

No.

Life insurance is to help your family when you are no longer alive to help support them, not for when your heart stops beating temporarily.

Without a death certificate, no one can collect on life insurance. You only get a death certificate when you are permanently dead.

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Other Answers (5)

• First, you cannot collect. Beneficiaries collect when the insured dies, and a death certificate is issued. No death certificate, no claim possible. Nice try, I like the way you think.

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• Don't be silly. You are only 'briefly dead', and your beneficiaries cannot collect unless you are permanently dead. You are apparently listening to 'old wives' tales' far too often.

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• aah ha, there's a catch..you have to stay dead to collect, again another catch, you don't actually collect do you...

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• Only if you aren't revived, and don't come out of the surgery.

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• Very funny.

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